Day: June 10, 2020

HOW TO REDUCE GREEN WATER IN YOUR POND?

Is your backyard pond turning green? It is so frustrating when you try everything under the sun to fix it but you still end up with green water after a several days? And adding all the filters in the world will still end up with green water. The only way to treat it is to understand the cause of green water and then use the right tools to deal with it. That process to get clear and clean pond water begins with understanding something as small as single-cell algae.

What Causes Green Water In A Pond?

Most algae are single-cell photosynthetic creatures, which means they don’t classify as plants, animal, or fungi. They are among the earliest forms of life on this planet. Algae is the main cause of green water in a pond. This tiny, microscopic organism is the main reason why your pond water is turning green. So the more algae in the water, the greener the water gets. You also need to know that not all algae is green. some algae is brown, amber, red, and orange. So you might not end up with a green pond but one with a dirty brown or red color.

You Cannot Filter Out Algae

Going back many years ago, before the start of the Internet, fish and pond hobbyists didn’t understand why their ponds were green as pond aerator pump didn’t exist back then. So they tried to filter out the garbage, algae and weed in their pond, hoping this would make the water cleaner. No amount of regular pond filters will keep algae out. So because most algae are single-cell organisms, which means they’re too small for a filter to scoop up. You can’t kill the algae either because chemicals will harm the good bacteria in the water. Those chemicals could also kill plants and fish you have in there too. The best way to get rid of algae is to starve it from nutrients and to make the water a less optimal choice for them to reproduce. That process starts with aerating your pond.


Proper Pond Cleaning


Of course, none of this will work without proper cleaning. First you need to transfer your fish out of the pond and into a large tank for a few hours and give the pond a good clean out. Remove all the mud, muck, and decayed material at the bottom of the pond. Once everything is removed, you can apply a few chemicals to get everything washed and balanced. Now put water back into the pond, treat it with some chlorine remover and let the water return to its natural chemical composition in a few hours. When the chlorine is gone and the water is clear of all chemicals and imbalances, put the water and fish back in. Turn on your pond aeration equipment and other tools like water filters and a lake fountain to keep algae from growing. You can also add floating pretty plants to help clean the pond. … Read More...

How Can I Apply for the Paycheck Protection Program?

The coronavirus pandemic has sent business owners reeling as a result of the economic devastation that shelter-in-place and social distancing orders have caused. Although these medically necessary restrictions have protected millions from infection, they have also left many without the ability to earn revenue. Business owners have looked to the Paycheck Protection Program (PPP) for assistance, but that well ran dry at the very beginning of the pandemic. Now, the program is reopening, giving those same establishments a second chance at funding. If you’re still in need of financial assistance, here’s a quick guide to applying for the PPP loan provided by the 401k Savings Plan provider, Ubiquity

What to Know About the Paycheck Protection Program Loan

With a PPP loan, business owners can take out an exceptionally large amount of money to cover their business expenses and interrupted revenue streams during the coronavirus pandemic. (Borrowers can take a maximum of $10 million, or whatever amounts to 2.5 times the business’s monthly payroll.)

It is especially attractive to those suffering as a direct result of the coronavirus pandemic, as the funds do not have to be repaid like traditional loans. That is, under the condition that the funds are used for any of the following:

  • Salary and wages
  • Commission 
  • Tips
  • Paid vacation
  • Family leave
  • State and/or local taxes

This loan could provide incredible support for your business during the shutdown. The repayment exception will also relieve the burden of repayment as you gain your footing upon reopening, strengthening your business even further.

How to Apply for a PPP Loan

There are many avenues through which you can apply for a PPP loan. The best place to search first, however, is via any existing relationships you may have with lenders (especially if those lenders are recognized as credit unions or if they are federally insured). Take advantage of such established relationships, as many lenders are exclusively considering applications of existing customers during this time. If you are without an existing relationship, do not worry. Below are a few examples of institutions considering new applicants:

  • Harvest Small Business Finance
  • OnDeck
  • PayPal
  • BlueVine
  • The Loan Source

Use the Small Business Administrations (SBA’s) lender search tool to choose the lender that is best for you. When you’re ready to apply, visit the SBA website to fill out a PPP loan application. Upon approval, you can expect your funds to be disbursed within ten days (most borrowers have experienced disbursement within five days, however). Keep the following details in mind on how to qualify for forgiveness upon receipt of your disbursement:

  • You must use at least 75% of the funds on the expenses listed above. (Initiate these payments as soon as you receive the money.)
  • Do not exceed $3,846.15 in payments to a single employee or yourself within two weeks of receipt of the PPP funds.
  • Do not fire any employees within the eight weeks following your disbursement. 
  • In the eight weeks following the receipt of your loan disbursement, convert 1099 workers to W2
Read More...
  • Partner links